Financial Planning

The Financial Planning Process  helps you to clarify your goals, understand your current financial position and recognize what you need to do to achieve your definition of financial success.


Together we discuss what is important to you and what financial goals you are trying to achieve for your family.  Once we understand your goals and dreams then we gather your financial information to create a financial snapshot of where you are today. 


We then analyze where you are financially and where you want to be in a given time frame.  We look at long term, short term and intermediate goals.  We evaluate the surplus or shortage of available assets to achieve your goals.


We will then recommend strategies that will bring you closer to achieving your goals.  We will look for ways to improve cash flows, reduce costs, reduce taxes and maximize returns.  We will suggest ways to reduce risk and to protect against risk that cannot be eliminated.


Once your plan is implemented we will monitor and review.  This will allow us to assess progress and make adjustment when needed.


We will help you maintain the discipline required to reach your goals.


                         "Planning for People Who Care"